7 Rules About Making Payments to a Bill Collector

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Working with bill collectors can be challenging.  They come in different flavors and styles—some low key and professional and others harsh and downright rude.  A frequent complaint I hear is that they won’t take payments and demand the entire balance be paid at once or they will sue.  The new model of bill collection firms […]

File Response to Lawsuit Even When You Owe the Debt

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I see way too many Default Judgments being awarded to creditors.  Judgments are wrecking balls that obliterate the walls of your financial house. Judgments give creditors the power to garnish up to 25% of your paycheck and 100% of your bank account.  Once that happens it becomes impossible to pay the rent, daycare, or car […]