Are you being sued because your health insurance did not pay a claim?


“Insurance is the business of collecting premiums.” Jorge was explaining to me why he needed to file bankruptcy.  Lots of medical debts, about $50,000 in total.  Most of it came from a heart attack he suffered a year ago.  The odd thing was, he had health insurance through his employer but his claim was denied […]

File Response to Lawsuit Even When You Owe the Debt


I see way too many Default Judgments being awarded to creditors.  Judgments are wrecking balls that obliterate the walls of your financial house. Judgments give creditors the power to garnish up to 25% of your paycheck and 100% of your bank account.  Once that happens it becomes impossible to pay the rent, daycare, or car […]